Chapter 7 Bankruptcy Law Attorneys
If you are overwhelmed by debt, you have probably tried multiple attempts at reducing or eliminating expenses, rebuilding credit, or increasing your income to cover the difference. Unfortunately, for most Americans suffering from debt, their credit card expenses are too high and their wages cannot sufficiently cover the balance to make ends meet. When you are unable to recover from debt, you do have rights and options. At Durand & Associates, P.C., we offer experienced advocacy to help our clients achieve debt relief through bankruptcy.
Please call 972-221-5655 or contact us by e-mail to schedule an initial consultation or case evaluation directly with our attorneys.
Many people need help getting out of debt. The law allows you to overcome this temporary setback by filing for bankruptcy.
Debt Relief Solutions for Families and Businesses
Are you experiencing financial stress like most Americans affected by the recent economic downturn? Since the recent rise in job loss, slowing of industry, and mortgage market collapse, millions of Americans have had to file bankruptcy. Our attorneys have been working with clients on debt relief solutions since 1976 and have handled more than 5,000 bankruptcies. Our goal is to help you keep your home, your personal belongings, and your retirement benefits while still eliminating debts.
In addition to Chapter 7 bankruptcy, we are experienced in handling all of the following:
- Chapter 13 bankruptcy
- Commercial bankruptcy — Chapter 11 reorganization
- Foreclosure
- Debt collection defense
- Litigation
- Pre-bankruptcy solutions
- Reorganization
- Tax audits
- Demand letters
Do I Qualify for Chapter 7 Liquidation Bankruptcy?
Chapter 7 bankruptcy is available to individuals, families and businesses that need additional debt relief assistance. Qualifying for Chapter 7 involves a means test that will take into account your income, assets, and debts. Chapter 7 bankruptcy is a viable solution for many people who have a significant amount of unsecured debt including credit card debt or medical expenses.
What Debts Can Be Eliminated?
Under Chapter 7 bankruptcy, you can generally eliminate unsecured debt including credit card debts, medical expenses, and personal debts while protecting up to $60,000 in personal property and a homestead of unlimited value. You can also protect your retirement benefits. Many people hesitate to file bankruptcy because they believe that their credit will be destroyed indefinitely. In reality, it is better to file bankruptcy and secure your finances so that you can begin rebuilding your credit today.
For more information or to schedule a consultation with an experienced lawyer serving individuals, families, and businesses throughout Lewisville, Denton County and surrounding areas of Texas, please call 972-221-5655 or contact us by e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
