Foreclosure Defense and Debt Relief

With the recent collapse in the mortgage market, job loss, and increase in divorce, more families are unable to afford their homes. If you are behind on mortgage payments or you know that foreclosure is on the horizon, you can take action to protect your rights. At Court Masters Law Office, we offer experienced and strategic advocacy focused on helping our clients protect their homes and seek debt relief. We understand the complexities of the foreclosure and the housing market and can help you protect your investments and stop the foreclosure process.

You do have options and you do have rights. Take action immediately to stop foreclosure and take control of your finances.

Notice of Foreclosure

Taking action quickly is the most important step in preventing foreclosure. Most people will contact our office when they are already months behind on mortgage payments and have received a notice of foreclosure. If you contact us early, our attorneys will assess your current debt and will first attempt to negotiate with your lender. If there is a defect in the mortgage document we will attempt to identify it to stop foreclosure.

Most importantly, you should know that you do have options and you do have rights. In addition to negotiations with creditors, we will also help you in protecting your home by exploring alternatives including:

  • Deed in lieu of foreclosure (your home is returned to the lender)
  • Short sale (if you have a buyer, the lender may accept less than you owe, however, you should make sure you have a lawyer so that you do not end up liable for any shortfall)
  • Loan modifications (you may be able to put arrearages on a lower interest rate by showing that you can make payments going forward)
  • Chapter 13 bankruptcy (a Chapter 13 is a viable option for individuals seeking to restructure debt and protect a home from foreclosure)

Strategic Advocacy to Protect Your Investments

Clients come to us when they are faced with a difficult legal issue or if they are facing litigation. Whether you have already been formally involved in the foreclosure process, or you want to prevent a sale, we have the experience, dedication and skill to protect your rights. Our attorneys will take the time to understand your individual needs and concerns and will develop a debt relief plan accordingly.

For more information or to schedule a consultation with an experienced lawyer serving individuals, families, and businesses throughout Jacksonville, Florida.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.